Retirement Calculator

Estimate how much your retirement savings will grow based on your current savings, monthly contributions, expected rate of return, and years until retirement.

Frequently Asked Questions

How much should I save for retirement?

A common rule of thumb is to save 15-20% of your income, aiming for a corpus of 25x your annual expenses by retirement, though your target depends on your lifestyle goals.

What rate of return should I use?

Historically, diversified equity investments return 10-12% annually over the long term, while safer instruments like PPF return 7-8%. Use a conservative estimate for realistic planning.

Does this account for inflation?

This calculator shows nominal (non-inflation-adjusted) future value. For real purchasing power, consider that expenses will also rise with inflation over time.